बीमा रत्न
हमारे सभी सहयोगी बैंक के माध्यम से एक विशिष्ट उत्पाद
हमारे सभी कॉर्पोरेट एजेन्ट, ब्रोकर, आईएमएफ और सीएससी के माध्यम से भी उपलब्ध
Eligibility Conditions:
• Minimum Age at entry – 90 days
• Maximum Age at entry – 55 Years
• Age at maturity – 18 to 70 Years
• Minimum sum assured – 5 Lakh
• Maximum sum assured – No Limit
• Policy Term & PPT-15(11), 20(16), 25(21)
• Mode of Premium Payment – YLY, HLY,
QLY, NACH/SSS
Benefits to Policy holders :
A. Risk Cover:- 125% of Basic Sum Assured
B. Survival Benefits:
| Policy Term (in years) |
Payment of Survival Benefit
|
|---|---|
| 15 | 25% of the Basic Sum Assured at the end of each of 13th and 14th policy year. |
| 20 | 25% of the Basic Sum Assured at the end of each of 18th and 19th policy year. |
| 25 | 25% of the Basic Sum Assured at the end of each of 23th and 24th policy year. |
C. Maturity Benefits:
50% of Basic Sum Assured + Guaranteed Additions.
D. Guaranteed Addition
| Policy Year |
Guaranteed Addition (per Rs 1000 Basic Sum Assured)
|
|---|---|
|
From 1st to 5th
|
Rs. 50 |
| From 6th to 10th | Rs. 55 |
| From 11th to 25th | Rs. 60 |
E. Loan
Loan Facility is available after payment of premiums for atleast two full years.
F. Riders
ADDB Rider, Accident Benefit Rider, PWB Rider, Term Assurance Rider, CI Benefit.
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